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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,623 | $148,629-36.3% | $135,982-30.4% | $139,487-32.2% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 19.59% | 79.33%-59.7pp | 68.32%-48.7pp | 373.84%-354.3pp |
| Employer contribution / active EE | $2,015 | $5,247-61.6% | $4,859-58.5% | $4,755-57.6% |
| Participant deferral / active EE | $2,761 | $8,102-65.9% | $7,760-64.4% | $6,713-58.9% |
| Admin fee / account holder | $848 | $12,406-93.2% | $10,767-92.1% | $11,407-92.6% |