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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,923 | $176,120-50.6% | $159,487-45.5% | $167,553-48.1% |
| Participation rate | 80.0% | 85.0%-5.0pp | 82.8%-2.8pp | 82.1%-2.1pp |
| Annual return | 16.33% | 331.95%-315.6pp | 263.71%-247.4pp | 478.89%-462.6pp |
| Employer contribution / active EE | $2,148 | $5,299-59.5% | $4,831-55.5% | $4,840-55.6% |
| Participant deferral / active EE | $3,045 | $7,752-60.7% | $7,354-58.6% | $6,343-52.0% |
| Admin fee / account holder | $1,819 | $12,561-85.5% | $10,804-83.2% | $12,316-85.2% |