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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,021 | $114,119-14.1% | $107,187-8.6% | $138,895-29.4% |
| Participation rate | 72.2% | 78.1%-5.9pp | 75.0%-2.8pp | 79.9%-7.7pp |
| Annual return | 13.38% | 273.21%-259.8pp | 204.55%-191.2pp | 145.39%-132.0pp |
| Employer contribution / active EE | $1,905 | $4,059-53.1% | $3,782-49.6% | $4,194-54.6% |
| Participant deferral / active EE | $4,772 | $5,538-13.8% | $5,096-6.4% | $6,396-25.4% |
| Admin fee / account holder | $631 | $10,024-93.7% | $9,162-93.1% | $12,562-95.0% |