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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,824 | $181,896-73.2% | $156,551-68.8% | $273,972-82.2% |
| Participation rate | 50.0% | 88.4%-38.4pp | 84.0%-34.0pp | 83.0%-33.0pp |
| Annual return | 3.73% | 30.74%-27.0pp | 32.23%-28.5pp | 41.46%-37.7pp |
| Employer contribution / active EE | $5,512 | $6,248-11.8% | $5,501+0.2% | $4,869+13.2% |
| Participant deferral / active EE | $12,989 | $5,550+134.0% | $4,871+166.6% | $5,287+145.7% |
| Admin fee / account holder | $2,175 | $15,560-86.0% | $13,028-83.3% | $10,133-78.5% |