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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,825 | $198,457-71.9% | $170,435-67.2% | $147,586-62.2% |
| Participation rate | 85.7% | 88.0%-2.3pp | 83.6%+2.1pp | 82.8%+2.9pp |
| Annual return | 3.11% | 257.30%-254.2pp | 205.94%-202.8pp | 578.59%-575.5pp |
| Employer contribution / active EE | $1,544 | $6,183-75.0% | $5,432-71.6% | $4,876-68.3% |
| Participant deferral / active EE | $4,665 | $5,629-17.1% | $4,939-5.6% | $5,439-14.2% |
| Admin fee / account holder | $218,837 | $16,852+1198.6% | $13,881+1476.5% | $10,886+1910.3% |