Retirement plan

U. S. ENGINEERING COMPANY 401(K) PROFIT SHARING PLAN & TRUST

Name: US ENGINEERING COMPANY HOLDINGS - U. S. ENGINEERING COMPANY 401(K) PROFIT SHARING PLAN & TRUST (2016) Form 5500
Creator: US ENGINEERING COMPANY HOLDINGS
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, U. S. ENGINEERING COMPANY 401(K) PROFIT SHARING PLAN & TRUST, US ENGINEERING COMPANY HOLDINGS

US ENGINEERING COMPANY HOLDINGSEIN 46-0934113Plan #002PY 2016

3433 ROANOKE ROAD - KANSAS CITY, MO 64111816-753-6969LinkedIn201-500 employeesmechanical or industrial engineering

Other plans on this EIN

1 filing

#003Retirement-$822K assets

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$20.1M

+10.7% from 2015

Total participants

263

+16.9% from 2015

Average account balance

$90,003

-2.2% from 2015

Annual return

8.80%

+8.31 pp from 2015

Benchmarks

See 5,032 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort5,032 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$51.81M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$123K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

422

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

86.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$4.85M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$12K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+16.14%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$234

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
BENEFIT TRUST COMPANY2+ years Service code 19 · EIN 48-1971558	Securities Custodian	$44,936
ALLEN, GIBBS & HOULIK, L.C.2+ years Filed as: ALLEN GIBBS & HOULIK Service code 15 · EIN 48-1032601	Recordkeeping	$21,551
FCI ADVISORS1 year Service code 27 5901 COLLEGE BLVD · OVERLAND PARK, KS 66211	Advisory (Plan)	$13,452

Plan features & details

Pension benefit codes2E2H2J2K3D2F2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2H
Partial participant-directed account plan
Participants have the opportunity to direct the investment of a portion of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$80K

$398 / participant

Investment mgmt$13K16.7%
Other / not subdivided$67K83.3%

% of EOY assets

0.401%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: MIZE HOUSER & COMPANY P.A.
Auditor EIN: 480882363
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$90,003

$75,183+19.7%

$123,894-27.4%

$55,167+63.1%

Participation rate

80.2%

72.8%+7.4pp

81.4%-1.2pp

69.0%+11.2pp

Annual return

8.80%

19.01%-10.2pp

47.52%-38.7pp

169.23%-160.4pp

Employer contribution / active EE

$2,833

$2,823+0.3%

$4,617-38.6%

$1,963+44.3%

Participant deferral / active EE

$5,596

$5,084+10.1%

$5,984-6.5%

$3,054+83.2%

Admin fee / account holder

$361

$663-45.6%

$8,357-95.7%

$504-28.4%

Provider

Service type

Compensation

BENEFIT TRUST COMPANY2+ years

Service code 19 · EIN 48-1971558

Securities Custodian

$44,936

ALLEN, GIBBS & HOULIK, L.C.2+ years

Filed as: ALLEN GIBBS & HOULIK

Service code 15 · EIN 48-1032601

Recordkeeping

$21,551

FCI ADVISORS1 year

Service code 27

5901 COLLEGE BLVD · OVERLAND PARK, KS 66211

Advisory (Plan)

$13,452

U. S. ENGINEERING COMPANY 401(K) PROFIT SHARING PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

U. S. ENGINEERING COMPANY 401(K) PROFIT SHARING PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion