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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,676 | $102,385-46.6% | $147,080-62.8% | $80,935-32.4% |
| Participation rate | 78.0% | 75.9%+2.1pp | 82.2%-4.2pp | 67.7%+10.3pp |
| Annual return | 11.58% | 135.09%-123.5pp | 420.17%-408.6pp | 35.66%-24.1pp |
| Employer contribution / active EE | $847 | $3,717-77.2% | $4,933-82.8% | $2,757-69.3% |
| Participant deferral / active EE | $3,640 | $6,651-45.3% | $8,066-54.9% | $4,299-15.3% |
| Admin fee / account holder | $16,685 | $7,951+109.8% | $12,989+28.5% | $6,924+141.0% |