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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,437 | $93,617-36.5% | $135,982-56.3% | $75,177-20.9% |
| Participation rate | 78.0% | 75.2%+2.8pp | 81.9%-3.9pp | 67.2%+10.8pp |
| Annual return | 19.51% | 30.89%-11.4pp | 68.32%-48.8pp | 160.75%-141.2pp |
| Employer contribution / active EE | $2,118 | $3,538-40.1% | $4,859-56.4% | $2,671-20.7% |
| Participant deferral / active EE | $5,156 | $6,406-19.5% | $7,760-33.6% | $4,126+25.0% |
| Admin fee / account holder | $2,346 | $6,980-66.4% | $10,767-78.2% | $5,651-58.5% |