Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,432 | $46,599-84.1% | $64,101-88.4% | $75,173-90.1% |
| Participation rate | 16.1% | 65.9%-49.8pp | 72.3%-56.2pp | 67.2%-51.1pp |
| Annual return | 17.20% | 26.06%-8.9pp | 33.72%-16.5pp | 160.72%-143.5pp |
| Employer contribution / active EE | $0 | $1,975-100.0% | $2,749-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $157 | $2,837-94.5% | $3,881-95.9% | $4,126-96.2% |
| Admin fee / account holder | $452 | $2,956-84.7% | $3,070-85.3% | $5,651-92.0% |