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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,452 | $154,193-42.6% | $130,045-32.0% | $139,466-36.6% |
| Participation rate | 63.6% | 82.0%-18.3pp | 78.5%-14.9pp | 80.3%-16.7pp |
| Annual return | 17.35% | 32.51%-15.2pp | -137.30%+154.7pp | 373.66%-356.3pp |
| Employer contribution / active EE | $2,613 | $5,292-50.6% | $4,321-39.5% | $4,754-45.0% |
| Participant deferral / active EE | $7,565 | $6,709+12.8% | $5,820+30.0% | $6,712+12.7% |
| Admin fee / account holder | $1,675 | $13,989-88.0% | $10,600-84.2% | $11,409-85.3% |