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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,492 | $115,810-35.7% | $101,271-26.4% | $158,966-53.1% |
| Participation rate | 40.0% | 79.4%-39.4pp | 75.8%-35.8pp | 82.0%-42.0pp |
| Annual return | 20.17% | 56.15%-36.0pp | 46.48%-26.3pp | 302.95%-282.8pp |
| Employer contribution / active EE | $12,206 | $4,175+192.3% | $3,660+233.5% | $4,762+156.3% |
| Participant deferral / active EE | $8,360 | $4,958+68.6% | $4,371+91.3% | $5,983+39.7% |
| Admin fee / account holder | $223 | $7,248-96.9% | $5,948-96.3% | $11,250-98.0% |