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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,335 | $117,846-61.5% | $102,434-55.7% | $145,884-68.9% |
| Participation rate | 80.0% | 78.6%+1.4pp | 76.5%+3.5pp | 80.3%-0.3pp |
| Annual return | 5.32% | 31.90%-26.6pp | 29.46%-24.1pp | 551.85%-546.5pp |
| Employer contribution / active EE | $1,246 | $3,615-65.5% | $3,023-58.8% | $4,662-73.3% |
| Participant deferral / active EE | $10,131 | $5,733+76.7% | $5,055+100.4% | $6,690+51.4% |
| Admin fee / account holder | $708 | $13,356-94.7% | $9,462-92.5% | $13,392-94.7% |