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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,246 | $112,131-72.1% | $95,964-67.4% | $158,982-80.3% |
| Participation rate | 50.0% | 79.0%-29.0pp | 77.1%-27.1pp | 82.0%-32.0pp |
| Annual return | 37.88% | 171.19%-133.3pp | 91.64%-53.8pp | 302.99%-265.1pp |
| Employer contribution / active EE | $0 | $3,199-100.0% | $2,541-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $7,006 | $4,784+46.4% | $4,167+68.1% | $5,983+17.1% |
| Admin fee / account holder | $604 | $10,136-94.0% | $6,797-91.1% | $11,252-94.6% |