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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,416 | $100,792-24.2% | $86,691-11.9% | $134,509-43.2% |
| Participation rate | 100.0% | 78.9%+21.1pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -25.06% | 29.08%-54.1pp | 35.94%-61.0pp | 418.13%-443.2pp |
| Employer contribution / active EE | $1,793 | $3,491-48.6% | $2,837-36.8% | $4,741-62.2% |
| Participant deferral / active EE | $5,841 | $5,339+9.4% | $4,656+25.5% | $6,400-8.7% |
| Admin fee / account holder | $889 | $10,924-91.9% | $7,492-88.1% | $11,427-92.2% |