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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,320 | $70,366-92.4% | $66,674-92.0% | $138,895-96.2% |
| Participation rate | 95.5% | 76.2%+19.3pp | 73.7%+21.8pp | 79.9%+15.5pp |
| Annual return | 10.27% | 386.41%-376.1pp | 321.24%-311.0pp | 145.39%-135.1pp |
| Employer contribution / active EE | $0 | $2,765-100.0% | $2,620-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $2,144 | $4,374-51.0% | $4,084-47.5% | $6,396-66.5% |
| Admin fee / account holder | $354 | $5,262-93.3% | $5,098-93.1% | $12,562-97.2% |