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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,279 | $42,917-76.0% | $60,899-83.1% | $68,495-85.0% |
| Participation rate | 48.0% | 66.8%-18.8pp | 73.1%-25.1pp | 67.9%-19.9pp |
| Annual return | -25.90% | -13.99%-11.9pp | 16.92%-42.8pp | -7.84%-18.1pp |
| Employer contribution / active EE | $0 | $1,979-100.0% | $2,702-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $3,548 | $2,867+23.8% | $3,817-7.1% | $4,028-11.9% |
| Admin fee / account holder | $34 | $3,102-98.9% | $3,225-99.0% | $5,403-99.4% |