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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,529 | $93,598-38.5% | $135,974-57.7% | $75,173-23.5% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 17.31% | 30.89%-13.6pp | 68.30%-51.0pp | 160.72%-143.4pp |
| Employer contribution / active EE | $4,759 | $3,538+34.5% | $4,859-2.0% | $2,671+78.2% |
| Participant deferral / active EE | $9,584 | $6,405+49.6% | $7,760+23.5% | $4,126+132.3% |
| Admin fee / account holder | $15,191 | $6,978+117.7% | $10,767+41.1% | $5,651+168.8% |