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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,655 | $85,060-89.8% | $70,548-87.7% | $139,456-93.8% |
| Participation rate | 100.0% | 73.9%+26.1pp | 68.3%+31.7pp | 80.3%+19.7pp |
| Annual return | 0.00% | 30.38%-30.4pp | 32.78%-32.8pp | 373.45%-373.4pp |
| Employer contribution / active EE | $1,501 | $3,911-61.6% | $2,975-49.5% | $4,753-68.4% |
| Participant deferral / active EE | $15,391 | $5,890+161.3% | $4,567+237.0% | $6,711+129.3% |
| Admin fee / account holder | $794 | $8,925-91.1% | $6,424-87.6% | $11,407-93.0% |