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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,938 | $176,402-96.6% | $134,162-95.6% | $158,982-96.3% |
| Participation rate | 75.0% | 78.7%-3.7pp | 72.2%+2.8pp | 82.0%-7.0pp |
| Annual return | 3.32% | 63.66%-60.3pp | 36.35%-33.0pp | 302.99%-299.7pp |
| Employer contribution / active EE | $1,164 | $5,042-76.9% | $3,705-68.6% | $4,763-75.6% |
| Participant deferral / active EE | $1,573 | $4,093-61.6% | $3,500-55.0% | $5,983-73.7% |
| Admin fee / account holder | $5,254 | $8,719-39.7% | $6,685-21.4% | $11,252-53.3% |