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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,678 | $158,852-95.8% | $121,220-94.5% | $135,380-95.1% |
| Participation rate | 60.0% | 79.3%-19.3pp | 71.8%-11.8pp | 82.6%-22.6pp |
| Annual return | -47.55% | -0.64%-46.9pp | 16.94%-64.5pp | 519.81%-567.4pp |
| Employer contribution / active EE | $947 | $5,666-83.3% | $4,023-76.5% | $4,779-80.2% |
| Participant deferral / active EE | $3,824 | $4,006-4.5% | $3,345+14.3% | $5,609-31.8% |
| Admin fee / account holder | $0 | $6,515-100.0% | $5,021-100.0% | $10,828-100.0% |