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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,719 | $148,623+18.2% | $135,974+29.2% | $139,466+26.0% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 16.91% | 79.30%-62.4pp | 68.30%-51.4pp | 373.66%-356.7pp |
| Employer contribution / active EE | $15,813 | $5,246+201.4% | $4,859+225.5% | $4,754+232.6% |
| Participant deferral / active EE | $10,789 | $8,103+33.2% | $7,760+39.0% | $6,712+60.7% |
| Admin fee / account holder | $6,704 | $12,406-46.0% | $10,767-37.7% | $11,409-41.2% |