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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,753 | $157,304-52.5% | $141,197-47.1% | $152,909-51.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 22.51% | 64.34%-41.8pp | 71.41%-48.9pp | 345.46%-323.0pp |
| Employer contribution / active EE | $9,612 | $5,263+82.6% | $4,736+102.9% | $4,764+101.8% |
| Participant deferral / active EE | $10,191 | $7,111+43.3% | $6,710+51.9% | $5,851+74.2% |
| Admin fee / account holder | $15,201 | $12,126+25.4% | $10,265+48.1% | $11,601+31.0% |