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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,742 | $66,402-25.1% | $109,907-54.7% | $85,847-42.1% |
| Participation rate | 45.5% | 63.9%-18.4pp | 74.2%-28.8pp | 69.3%-23.9pp |
| Annual return | 14.50% | 19.59%-5.1pp | 29.46%-15.0pp | 318.61%-304.1pp |
| Employer contribution / active EE | $732 | $1,687-56.6% | $2,844-74.3% | $2,565-71.5% |
| Participant deferral / active EE | $980 | $2,842-65.5% | $4,047-75.8% | $3,952-75.2% |
| Admin fee / account holder | $50 | $4,557-98.9% | $6,069-99.2% | $6,261-99.2% |