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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,134 | $49,025-54.9% | $87,502-74.7% | $62,881-64.8% |
| Participation rate | 29.7% | 64.9%-35.1pp | 73.8%-44.1pp | 69.3%-39.6pp |
| Annual return | 8.43% | 10.02%-1.6pp | 12.21%-3.8pp | 20.14%-11.7pp |
| Employer contribution / active EE | $383 | $1,372-72.1% | $2,550-85.0% | $2,281-83.2% |
| Participant deferral / active EE | $627 | $2,289-72.6% | $3,149-80.1% | $3,203-80.4% |
| Admin fee / account holder | $72 | $4,065-98.2% | $4,221-98.3% | $4,296-98.3% |