Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,682 | $82,674-15.7% | $125,381-44.4% | $68,486+1.7% |
| Participation rate | 44.8% | 75.1%-30.2pp | 82.4%-37.6pp | 67.9%-23.1pp |
| Annual return | -9.80% | -5.97%-3.8pp | 572.31%-582.1pp | -7.85%-1.9pp |
| Employer contribution / active EE | $0 | $3,382-100.0% | $4,815-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $8,189 | $6,111+34.0% | $7,448+10.0% | $4,028+103.3% |
| Admin fee / account holder | $2,016 | $6,277-67.9% | $10,007-79.9% | $5,404-62.7% |