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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,489 | $150,447-75.7% | $136,298-73.2% | $147,586-75.3% |
| Participation rate | 85.7% | 84.4%+1.3pp | 81.9%+3.8pp | 82.8%+2.9pp |
| Annual return | 20.70% | 1049.15%-1028.5pp | 5156.27%-5135.6pp | 578.59%-557.9pp |
| Employer contribution / active EE | $2,346 | $5,256-55.4% | $4,696-50.0% | $4,876-51.9% |
| Participant deferral / active EE | $12,192 | $6,631+83.9% | $6,247+95.2% | $5,439+124.2% |
| Admin fee / account holder | $444 | $10,906-95.9% | $9,244-95.2% | $10,886-95.9% |