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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,334 | $202,440-76.6% | $169,390-72.1% | $139,466-66.1% |
| Participation rate | 88.2% | 81.1%+7.1pp | 77.2%+11.1pp | 80.3%+7.9pp |
| Annual return | 21.98% | 532.36%-510.4pp | 406.07%-384.1pp | 373.66%-351.7pp |
| Employer contribution / active EE | $5,447 | $4,693+16.1% | $4,013+35.7% | $4,754+14.6% |
| Participant deferral / active EE | $11,561 | $6,940+66.6% | $6,222+85.8% | $6,712+72.2% |
| Admin fee / account holder | $1,479 | $10,722-86.2% | $9,015-83.6% | $11,409-87.0% |