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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,334 | $202,460-76.6% | $169,385-72.1% | $139,456-66.1% |
| Participation rate | 88.2% | 81.1%+7.1pp | 77.2%+11.1pp | 80.3%+7.9pp |
| Annual return | 21.98% | 532.07%-510.1pp | 405.82%-383.8pp | 373.45%-351.5pp |
| Employer contribution / active EE | $5,447 | $4,691+16.1% | $4,012+35.8% | $4,753+14.6% |
| Participant deferral / active EE | $11,561 | $6,938+66.6% | $6,221+85.8% | $6,711+72.3% |
| Admin fee / account holder | $1,479 | $10,719-86.2% | $9,011-83.6% | $11,407-87.0% |