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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,663 | $82,674-54.4% | $125,381-70.0% | $68,486-45.0% |
| Participation rate | 95.6% | 75.1%+20.5pp | 82.4%+13.2pp | 67.9%+27.7pp |
| Annual return | -20.08% | -5.97%-14.1pp | 572.31%-592.4pp | -7.85%-12.2pp |
| Employer contribution / active EE | $5,460 | $3,382+61.4% | $4,815+13.4% | $2,597+110.3% |
| Participant deferral / active EE | $9,470 | $6,111+55.0% | $7,448+27.2% | $4,028+135.1% |
| Admin fee / account holder | $2,028 | $6,277-67.7% | $10,007-79.7% | $5,404-62.5% |