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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,409 | $98,766-77.3% | $149,730-85.0% | $79,852-71.9% |
| Participation rate | 92.0% | 75.8%+16.2pp | 82.5%+9.5pp | 69.6%+22.4pp |
| Annual return | 37.55% | 27.43%+10.1pp | 276.70%-239.1pp | 31.72%+5.8pp |
| Employer contribution / active EE | $3,806 | $3,217+18.3% | $4,645-18.1% | $2,471+54.0% |
| Participant deferral / active EE | $6,272 | $5,681+10.4% | $6,843-8.3% | $3,740+67.7% |
| Admin fee / account holder | $584 | $6,052-90.4% | $9,310-93.7% | $5,306-89.0% |