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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,282 | $183,988-70.0% | $162,177-65.9% | $152,897-63.8% |
| Participation rate | 60.0% | 88.5%-28.5pp | 87.6%-27.6pp | 82.5%-22.5pp |
| Annual return | 71.21% | 150.79%-79.6pp | 115.60%-44.4pp | 345.43%-274.2pp |
| Employer contribution / active EE | $4,043 | $6,370-36.5% | $5,613-28.0% | $4,764-15.1% |
| Participant deferral / active EE | $4,849 | $8,032-39.6% | $7,297-33.5% | $5,851-17.1% |
| Admin fee / account holder | $13,195 | $13,123+0.5% | $10,843+21.7% | $11,599+13.8% |