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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,616 | $160,059-89.6% | $140,019-88.1% | $135,380-87.7% |
| Participation rate | 66.7% | 88.5%-21.9pp | 87.5%-20.8pp | 82.6%-16.0pp |
| Annual return | -13.10% | 911.48%-924.6pp | 651.17%-664.3pp | 519.81%-532.9pp |
| Employer contribution / active EE | $2,748 | $6,420-57.2% | $5,605-51.0% | $4,779-42.5% |
| Participant deferral / active EE | $3,327 | $7,641-56.5% | $6,927-52.0% | $5,609-40.7% |
| Admin fee / account holder | $177 | $13,328-98.7% | $10,705-98.3% | $10,828-98.4% |