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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,867 | $111,814-35.7% | $103,378-30.5% | $145,978-50.8% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 11.80% | 24.80%-13.0pp | 24.91%-13.1pp | 550.52%-538.7pp |
| Employer contribution / active EE | $7,911 | $4,215+87.7% | $3,870+104.4% | $4,662+69.7% |
| Participant deferral / active EE | $14,550 | $5,618+159.0% | $5,058+187.7% | $6,690+117.5% |
| Admin fee / account holder | $17,613 | $9,764+80.4% | $8,401+109.7% | $13,400+31.4% |