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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,994 | $138,078-83.3% | $125,363-81.7% | $134,509-82.9% |
| Participation rate | 66.7% | 84.5%-17.8pp | 82.4%-15.7pp | 81.2%-14.6pp |
| Annual return | -18.12% | 750.49%-768.6pp | 572.15%-590.3pp | 418.13%-436.3pp |
| Employer contribution / active EE | $2,780 | $5,245-47.0% | $4,815-42.3% | $4,741-41.4% |
| Participant deferral / active EE | $3,178 | $7,800-59.3% | $7,447-57.3% | $6,400-50.3% |
| Admin fee / account holder | $1,080 | $11,566-90.7% | $10,005-89.2% | $11,427-90.5% |