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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,928 | $56,060-14.5% | $76,002-36.9% | $80,874-40.7% |
| Participation rate | 25.8% | 62.0%-36.2pp | 69.1%-43.3pp | 67.6%-41.8pp |
| Annual return | 13.13% | 20.54%-7.4pp | 360.07%-346.9pp | 35.62%-22.5pp |
| Employer contribution / active EE | $830 | $1,873-55.7% | $2,688-69.1% | $2,756-69.9% |
| Participant deferral / active EE | $2,436 | $3,051-20.2% | $4,257-42.8% | $4,297-43.3% |
| Admin fee / account holder | $805 | $5,237-84.6% | $6,414-87.4% | $6,935-88.4% |