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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,856 | $65,027-72.5% | $90,970-80.4% | $79,852-77.6% |
| Participation rate | 92.6% | 61.6%+31.0pp | 69.0%+23.6pp | 69.6%+23.0pp |
| Annual return | 0.00% | 30.45%-30.5pp | 134.58%-134.6pp | 31.72%-31.7pp |
| Employer contribution / active EE | $1,352 | $1,247+8.4% | $2,122-36.3% | $2,471-45.3% |
| Participant deferral / active EE | $1,883 | $2,512-25.0% | $3,373-44.2% | $3,740-49.7% |
| Admin fee / account holder | $1,169 | $4,535-74.2% | $5,960-80.4% | $5,306-78.0% |