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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,756 | $217,432-48.1% | $185,849-39.3% | $167,536-32.7% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 20.38% | 148.42%-128.0pp | 122.10%-101.7pp | 478.82%-458.4pp |
| Employer contribution / active EE | $20,366 | $5,875+246.7% | $5,169+294.0% | $4,839+320.9% |
| Participant deferral / active EE | $4,750 | $6,357-25.3% | $5,569-14.7% | $6,342-25.1% |
| Admin fee / account holder | $411 | $19,818-97.9% | $16,244-97.5% | $12,315-96.7% |