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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,696 | $102,393-48.5% | $147,041-64.2% | $80,911-34.9% |
| Participation rate | 98.9% | 75.9%+23.1pp | 82.2%+16.8pp | 67.6%+31.3pp |
| Annual return | 44.81% | 134.95%-90.1pp | 419.21%-374.4pp | 35.63%+9.2pp |
| Employer contribution / active EE | $4,885 | $3,715+31.5% | $4,935-1.0% | $2,756+77.3% |
| Participant deferral / active EE | $9,998 | $6,647+50.4% | $8,071+23.9% | $4,297+132.7% |
| Admin fee / account holder | $1,697 | $7,943-78.6% | $13,006-87.0% | $6,935-75.5% |