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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,005 | $100,147-91.0% | $81,286-88.9% | $145,877-93.8% |
| Participation rate | 0.0% | 74.2%-74.2pp | 69.5%-69.5pp | 80.3%-80.3pp |
| Annual return | 10.99% | 34.44%-23.5pp | 24.80%-13.8pp | 551.28%-540.3pp |
| Employer contribution / active EE | $1,379 | $2,977-53.7% | $2,463-44.0% | $4,663-70.4% |
| Participant deferral / active EE | $3,849 | $4,607-16.5% | $3,883-0.9% | $6,691-42.5% |
| Admin fee / account holder | $1,516 | $8,201-81.5% | $5,764-73.7% | $13,402-88.7% |