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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,873 | $95,664-91.8% | $76,902-89.8% | $139,487-94.4% |
| Participation rate | 0.0% | 74.0%-74.0pp | 69.6%-69.6pp | 80.3%-80.3pp |
| Annual return | 16.50% | 55.03%-38.5pp | 37.91%-21.4pp | 373.84%-357.3pp |
| Employer contribution / active EE | $1,782 | $3,147-43.4% | $2,534-29.7% | $4,755-62.5% |
| Participant deferral / active EE | $4,129 | $4,626-10.8% | $3,833+7.7% | $6,713-38.5% |
| Admin fee / account holder | $744 | $8,311-91.0% | $5,479-86.4% | $11,407-93.5% |