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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,582 | $217,427-73.1% | $185,837-68.5% | $167,518-65.0% |
| Participation rate | 75.0% | 86.0%-11.0pp | 81.7%-6.7pp | 82.1%-7.1pp |
| Annual return | 327.95% | 148.39%+179.6pp | 122.08%+205.9pp | 478.71%-150.8pp |
| Employer contribution / active EE | $8,220 | $5,874+39.9% | $5,168+59.0% | $4,838+69.9% |
| Participant deferral / active EE | $3,128 | $6,357-50.8% | $5,568-43.8% | $6,342-50.7% |
| Admin fee / account holder | $540 | $19,816-97.3% | $16,241-96.7% | $12,312-95.6% |