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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,470 | $209,847+8.9% | $189,520+20.6% | $167,518+36.4% |
| Participation rate | 75.0% | 88.7%-13.7pp | 87.8%-12.8pp | 82.1%-7.1pp |
| Annual return | 5.70% | 748.45%-742.7pp | 555.25%-549.5pp | 478.71%-473.0pp |
| Employer contribution / active EE | $10,234 | $6,913+48.0% | $6,161+66.1% | $4,838+111.5% |
| Participant deferral / active EE | $6,740 | $8,934-24.6% | $8,220-18.0% | $6,342+6.3% |
| Admin fee / account holder | $1,238 | $14,295-91.3% | $12,046-89.7% | $12,312-89.9% |