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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,844 | $217,432-63.3% | $185,849-57.0% | $167,536-52.3% |
| Participation rate | 80.0% | 86.1%-6.1pp | 81.7%-1.7pp | 82.1%-2.1pp |
| Annual return | 17.96% | 148.42%-130.5pp | 122.10%-104.1pp | 478.82%-460.9pp |
| Employer contribution / active EE | $3,671 | $5,875-37.5% | $5,169-29.0% | $4,839-24.1% |
| Participant deferral / active EE | $8,976 | $6,357+41.2% | $5,569+61.2% | $6,342+41.5% |
| Admin fee / account holder | $467 | $19,818-97.6% | $16,244-97.1% | $12,315-96.2% |