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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,965 | $209,422-72.8% | $178,503-68.1% | $158,982-64.2% |
| Participation rate | 83.3% | 86.4%-3.0pp | 81.9%+1.4pp | 82.0%+1.4pp |
| Annual return | 8.14% | 188.81%-180.7pp | 151.12%-143.0pp | 302.99%-294.8pp |
| Employer contribution / active EE | $2,550 | $5,707-55.3% | $5,011-49.1% | $4,763-46.5% |
| Participant deferral / active EE | $6,680 | $5,955+12.2% | $5,202+28.4% | $5,983+11.6% |
| Admin fee / account holder | $953 | $17,079-94.4% | $13,987-93.2% | $11,252-91.5% |