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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,603 | $202,460-78.5% | $169,385-74.3% | $139,456-68.7% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 19.14% | 532.07%-512.9pp | 405.82%-386.7pp | 373.45%-354.3pp |
| Employer contribution / active EE | $1,607 | $4,691-65.7% | $4,012-59.9% | $4,753-66.2% |
| Participant deferral / active EE | $4,264 | $6,938-38.5% | $6,221-31.5% | $6,711-36.5% |
| Admin fee / account holder | $3,038 | $10,719-71.7% | $9,011-66.3% | $11,407-73.4% |