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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,560 | $57,073-88.5% | $85,126-92.3% | $80,925-91.9% |
| Participation rate | 83.3% | 56.4%+26.9pp | 67.5%+15.8pp | 67.7%+15.7pp |
| Annual return | 42.99% | 21.69%+21.3pp | 66.63%-23.6pp | 35.65%+7.3pp |
| Employer contribution / active EE | $1,921 | $1,801+6.7% | $2,731-29.7% | $2,756-30.3% |
| Participant deferral / active EE | $3,279 | $3,113+5.3% | $4,523-27.5% | $4,299-23.7% |
| Admin fee / account holder | $448 | $4,988-91.0% | $6,160-92.7% | $6,940-93.5% |