Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,462 | $69,771-95.0% | $67,524-94.9% | $74,400-95.3% |
| Participation rate | 68.0% | 71.4%-3.4pp | 72.9%-4.9pp | 67.2%+0.7pp |
| Annual return | 45.45% | -40.49%+85.9pp | 3519.41%-3474.0pp | 1367.51%-1322.1pp |
| Employer contribution / active EE | $1,078 | $2,710-60.2% | $2,734-60.6% | $2,624-58.9% |
| Participant deferral / active EE | $1,392 | $3,638-61.7% | $4,001-65.2% | $4,348-68.0% |
| Admin fee / account holder | $1,250 | $889+40.5% | $4,001-68.8% | $1,944-35.7% |