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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,040 | $162,136-89.5% | $152,301-88.8% | $154,746-89.0% |
| Participation rate | 73.3% | 84.1%-10.8pp | 82.4%-9.1pp | 80.7%-7.4pp |
| Annual return | 14.45% | 91.02%-76.6pp | 80.50%-66.1pp | 172.34%-157.9pp |
| Employer contribution / active EE | $2,484 | $4,890-49.2% | $4,624-46.3% | $4,379-43.3% |
| Participant deferral / active EE | $3,895 | $8,341-53.3% | $8,004-51.3% | $6,730-42.1% |
| Admin fee / account holder | $10,238 | $15,759-35.0% | $14,398-28.9% | $14,365-28.7% |