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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,781 | $165,399-96.5% | $149,745-96.1% | $158,982-96.4% |
| Participation rate | 75.0% | 84.6%-9.6pp | 82.5%-7.5pp | 82.0%-7.0pp |
| Annual return | 153.30% | 348.34%-195.0pp | 276.72%-123.4pp | 302.99%-149.7pp |
| Employer contribution / active EE | $1,654 | $5,105-67.6% | $4,646-64.4% | $4,763-65.3% |
| Participant deferral / active EE | $2,926 | $7,183-59.3% | $6,843-57.2% | $5,983-51.1% |
| Admin fee / account holder | $534 | $10,811-95.1% | $9,312-94.3% | $11,252-95.3% |