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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,948 | $117,829-71.2% | $102,423-66.9% | $145,877-76.7% |
| Participation rate | 68.4% | 78.6%-10.2pp | 76.5%-8.1pp | 80.3%-11.9pp |
| Annual return | 8.34% | 31.83%-23.5pp | 29.42%-21.1pp | 551.28%-542.9pp |
| Employer contribution / active EE | $1,622 | $3,615-55.1% | $3,023-46.4% | $4,663-65.2% |
| Participant deferral / active EE | $3,187 | $5,732-44.4% | $5,054-36.9% | $6,691-52.4% |
| Admin fee / account holder | $78 | $13,335-99.4% | $9,455-99.2% | $13,402-99.4% |