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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,485 | $87,546-78.9% | $75,784-75.6% | $125,389-85.3% |
| Participation rate | 77.8% | 80.2%-2.4pp | 75.8%+2.0pp | 83.2%-5.4pp |
| Annual return | -10.20% | 13.49%-23.7pp | 9.68%-19.9pp | 282.24%-292.4pp |
| Employer contribution / active EE | $2,933 | $3,930-25.4% | $3,323-11.8% | $4,866-39.7% |
| Participant deferral / active EE | $5,013 | $4,230+18.5% | $3,652+37.3% | $5,352-6.3% |
| Admin fee / account holder | $1,044 | $6,503-83.9% | $5,300-80.3% | $9,541-89.1% |